Author Bios



Carolyn K. Schultz

Carolyn K. Schultz

Carolyn K. Schultz is Certified in Long Term Care (CLTC) and has over 20 years of experience in the insurance industry. As a long-term care insurance specialist with MassMutual’s Oklahoma agency, Carolyn has been helping individuals and families understand the complex world of long-term care planning since 1997. You can reach Carolyn via e-mail at ckschultz@finsvcs.com or by calling 918-524-6342.

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